Credibly Creditable

Credit

Meanings and phrases

credit

Pronunciation American British Australian Indian
n.
  1. approval; recognition
  2. money available for a client to borrow
  3. an accounting entry acknowledging income or capital items; credit entry
  4. used in the phrase `to your credit' in order to indicate an achievement deserving praise
  5. arrangement for deferred payment for goods and services; deferred payment
  6. recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours; course credit
  7. a short note recognizing a source of information or of a quoted passage; citation; cite; acknowledgment; reference; mention; quotation
  8. an entry on a list of persons who contributed to a film or written work
  9. an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments; credit rating

credit

Pronunciation American British Australian Indian
v.
  1. give someone credit for something
  2. ascribe an achievement to; accredit
  3. accounting: enter as credit
  4. have trust in; trust in the truth or veracity of

Farm Credit System

Pronunciation American British Australian Indian
n.
  1. a cooperative nationwide system of banks and associations providing credit to farmers and related businesses; originally capitalized by the federal government but now owned by its members and borrowers; FCS

charge account credit

Pronunciation American British Australian Indian
n.
  1. a consumer credit line that can be used up to a certain limit or paid down at any time; open-end credit; revolving credit

check overdraft credit

Pronunciation American British Australian Indian
n.
  1. credit provided by a bank in honoring a customer's overdrafts; overdraft credit

commercial credit

Pronunciation American British Australian Indian
n.
  1. credit granted by a bank to a business concern for commercial purposes
n.
  1. a finance company that makes loans to manufacturers and wholesalers; commercial finance company
n.
  1. a letter of credit given to a business concern for commercial purposes

consumer credit

Pronunciation American British Australian Indian
n.
  1. a line of credit extended for personal or household use
E.g.
  • LG Card LG Card Co., Ltd. () is South Korea's biggest credit card and consumer credit provider.
  • Ryan voted against the Credit CARD Act of 2009 which expanded consumer credit card protection plans.
  • At the time, consumer credit in Australia was primarily loaned in the form of installment sales credit.

course credit

Pronunciation American British Australian Indian
n.
  1. recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours; credit

credit account

Pronunciation American British Australian Indian
n.
  1. credit extended by a business to a customer; charge account; open account

credit analyst

Pronunciation American British Australian Indian
n.
  1. an analyst who studies the financial statements and financial history of applicants for credit in order to evaluate their creditworthiness

credit application

Pronunciation American British Australian Indian
n.
  1. an application for a line of credit

credit bureau

Pronunciation American British Australian Indian
n.
  1. a private firm that maintains consumer credit data files and provides credit information to authorized users for a fee

credit card

Pronunciation American British Australian Indian
n.
  1. a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered; charge card; charge plate; plastic
E.g.
  • Ryan is the first to receive his credit card.
  • Her cases focused on the banking and credit card sectors.
  • Another problem concerned each bank's credit card division.

credit crunch

Pronunciation American British Australian Indian
n.
  1. a state in which there is a short supply of cash to lend to businesses and consumers and interest rates are high; liquidity crisis; squeeze
E.g.
  • The housing bubble then led to the credit crunch.
  • Work was due to start in 2009 but plans were scaled down due to the credit crunch.
  • In 1982 the two biggest banks were nationalized to prevent an even worse credit crunch.

credit entry

Pronunciation American British Australian Indian
n.
  1. an accounting entry acknowledging income or capital items; credit

credit hour

Pronunciation American British Australian Indian
n.
  1. a unit of academic credit; one hour a week for an academic semester; semester hour

credit line

Pronunciation American British Australian Indian
n.
  1. a line giving the name of the writer of a story or article; by-line
  2. the maximum credit that a customer is allowed; line of credit; bank line; line; personal credit line; personal line of credit

credit order

Pronunciation American British Australian Indian
n.
  1. an order that is received without payment; requires billing at a later date; bill-me order

credit rating

Pronunciation American British Australian Indian
n.
  1. an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments; credit
E.g.
  • Standard & Poor's gives Chile a credit rating of AA-.
  • Fitch Ratings international rating agency assigned “B-“ credit rating to Rodovid Bank.
  • Moody’s international rating agency assigned “B3” credit rating to OJSC «RODOVID BANK».

credit side

Pronunciation American British Australian Indian
n.
  1. account of payments received; usually the right side of a financial statement

credit system

Pronunciation American British Australian Indian
n.
  1. a system for allowing people to purchase things on credit
E.g.
  • About 1885, the traders began to transform from a barter economy to a credit system.
  • The school offers the basic course offerings of any other high school and a comparable course credit system.
  • This system has subsequently been referred to in English-language press accounts as the "social credit system".

credit union

Pronunciation American British Australian Indian
n.
  1. a cooperative depository financial institution whose members can obtain loans from their combined savings
E.g.
  • Within one year a credit union act had been passed.
  • A credit union is a non-stock corporation (i.e.
  • Two years later, a credit union was built.

equity credit line

Pronunciation American British Australian Indian
n.
  1. a loan secured by equity value in the borrower's home; home loan; home equity credit; home equity loan

export credit

Pronunciation American British Australian Indian
n.
  1. a credit opened by an importer with a bank in an exporter's country to finance an export operation

full faith and credit

Pronunciation American British Australian Indian
n.
  1. a guarantee to pay interest and principal on debt; usually issued by the United States Treasury

home equity credit

Pronunciation American British Australian Indian
n.
  1. a loan secured by equity value in the borrower's home; home loan; home equity loan; equity credit line

import credit

Pronunciation American British Australian Indian
n.
  1. credit opened by an importer at a bank in his own country upon which an exporter may draw

installment credit

Pronunciation American British Australian Indian
n.
  1. a loan repaid with interest in equal periodic payments; installment loan

letter of credit

Pronunciation American British Australian Indian
n.
  1. a document issued by a bank that guarantees the payment of a customer's draft; substitutes the bank's credit for the customer's credit

line of credit

Pronunciation American British Australian Indian
n.
  1. the maximum credit that a customer is allowed; credit line; bank line; line; personal credit line; personal line of credit
E.g.
  • A special line of credit is available for women and young farmers.
  • Ford secured a line of credit in case they require a bridging loan in the near future.
  • PayPal Credit is not a credit card but a revolving line of credit offered by Synchrony Bank.

open-end credit

Pronunciation American British Australian Indian
n.
  1. a consumer credit line that can be used up to a certain limit or paid down at any time; revolving credit; charge account credit

overdraft credit

Pronunciation American British Australian Indian
n.
  1. credit provided by a bank in honoring a customer's overdrafts; check overdraft credit

personal credit line

Pronunciation American British Australian Indian
n.
  1. the maximum credit that a customer is allowed; credit line; line of credit; bank line; line; personal line of credit

personal line of credit

Pronunciation American British Australian Indian
n.
  1. the maximum credit that a customer is allowed; credit line; line of credit; bank line; line; personal credit line

photo credit

Pronunciation American British Australian Indian
n.
  1. a note acknowledging the source of a published photograph

revolving credit

Pronunciation American British Australian Indian
n.
  1. a consumer credit line that can be used up to a certain limit or paid down at any time; open-end credit; charge account credit

tax credit

Pronunciation American British Australian Indian
n.
  1. a direct reduction in tax liability (not dependent on the taxpayer's tax bracket)
E.g.
  • This tax credit is adjusted for the cost of living each year.
  • earned income tax credit).
  • A tax credit is a dollar-for-dollar reduction in the amount of taxes owed.

traveler 's letter of credit

Pronunciation American British Australian Indian
n.
  1. a letter of credit given to a traveler; traveller's letter of credit

traveller 's letter of credit

Pronunciation American British Australian Indian
n.
  1. a letter of credit given to a traveler; traveler's letter of credit

credit cards

Pronunciation American British Australian Indian
E.g.
  • In China, however, credit cards are not so popular.
  • Many Aeroplan members collect miles via credit cards.
  • Less than 10% of CB cards were credit cards.

credit unions

Pronunciation American British Australian Indian
E.g.
  • He was responsible for the organizing of the world's first credit unions.
  • Group seven: credit unions.
  • Some credit unions offer home loans in addition to other financial services.

writing credit

Pronunciation American British Australian Indian
E.g.
  • Biggs did not receive writing credit for the revised lyrics.
  • It received no song writing credit.
  • The song was re-registered in ASCAP with a new writing credit by Mac Davis.

college credit

Pronunciation American British Australian Indian
E.g.
  • AP tests are also available to students to gain college credit.
  • Students can earn transferable college credit while in high school.
  • Students can take CE classes to earn college credit during High School.

given credit

Pronunciation American British Australian Indian
E.g.
  • He was also given credit for saving the city's airport.
  • Many people have been given credit for creating the idea.
  • All three men are given credit for the element's discovery.

credit hours

Pronunciation American British Australian Indian
E.g.
  • The program involves 75 credit hours.
  • One term, his course load was 25 credit hours – about two thirds more than normal.
  • Each course consists of 3 credit hours in total, with total of 15 credit hour in a semester.

credit risk

Pronunciation American British Australian Indian
E.g.
  • The variance gamma process has been successfully applied in the modeling of credit risk in structural models.
  • In September, Shanghai Data Exchange released a credit risk profile product that offers a database of 50 million enterprises.
  • The actual rate that borrowers and lenders receive on the market will depend on (perceived) credit risk, maturity and other factors.

screen credit

Pronunciation American British Australian Indian
E.g.
  • Du Pont wanted on screen credit but Lawrence refused.
  • A significant screen credit is the 1990 AIDS drama, "Longtime Companion".
  • His next screen credit was the film "Burglar", released on March 20, 1987.

great credit

Pronunciation American British Australian Indian
E.g.
  • Childs, who was given great credit for his calm and intelligent ride, commented "I knew this would come.
  • President Gorbachev, who deserves great credit for reform, perestroika and openness, glasnost, stepped aside.
  • It's known to the world that three treasures in the world, these two tripods brought great credit to the Pan family.

took credit

Pronunciation American British Australian Indian
E.g.
  • Tigers manager George Stallings took credit for the name.
  • Colbert took credit for Hall's election win on this November 8, 2006 edition of "The Colbert Report".
  • Falwell took credit for defeating the Dade County gay rights ordinance and the failure of the ERA in Florida.

take credit

Pronunciation American British Australian Indian
E.g.
  • We sure not tryin' to take credit for swingin' it."
  • Non-cohesive teams are more likely to take credit for successes and blame others for mistakes and failures.
  • He also passes off many of Marty's jokes as his own, and always aims to take credit for other people's work.

credit upon

Pronunciation American British Australian Indian
E.g.
  • Maj. BRADY'S bravery was in the highest traditions of the military service and reflects great credit upon himself and the U.S. Army.
  • His brilliant leadership and fine tactical judgment were decisive factors in the accomplishment of a vital mission and reflect the highest credit upon Lieutenant Colonel Cresswell and the United States Naval Service.
  • Munnings comments that it was “a story of the dashed hopes of one of our finest landscape-painters; a story reflecting little credit upon members of the Academy.” Within Ann Galbally's book “A Remarkable Friendship – Vincent Van Gogh and John Peter Russell”, there is mention that “…Buxton Knight another friend of Russell and [Tom] Roberts, and known to Edward Combes, became something of a mentor to Roberts, Russell and other visiting Australian students, including E Phillips Fox.

received credit

Pronunciation American British Australian Indian
E.g.
  • Prima received credit as a featured artist on the song.
  • "San Francisco" received credit for downing one of the attacking aircraft.
  • She received credit in Charlie Chan's "Meeting At Midnight" (1944) series film.

social credit

Pronunciation American British Australian Indian
E.g.
  • Its policies were a mixture of rural advocacy and social credit theory.
  • This system has subsequently been referred to in English-language press accounts as the "social credit system".
  • The Auckland branch was also strongly influenced by the social credit theory of monetary reform, promoted by C. H. Douglas.

credit default

Pronunciation American British Australian Indian
E.g.
  • Fiorani, Luciano and Semeraro model credit default swaps under variance gamma.
  • Synthetic ABS (credit default swaps on ABS) do not qualify as eligible collateral.
  • In September 2009, Goldman Sachs, among others, created a special credit default swap (CDS) index to cover the high risk of Greece's national debt.

gave credit

Pronunciation American British Australian Indian
E.g.
  • ", although less prevalent versions of the story gave credit to his wife Mary Jo.
  • The later king, Shalmaneser II, restored this wall and gave credit to his predecessor in his inscription.
  • She had a shrewd business sense and Brunner gave credit to her for teaching him skills in practical matters.

agricultural credit

Pronunciation American British Australian Indian
E.g.
  • Dhawade has no commercial banks or co-operative banks present within the village, but there are 1 agricultural credit societies, 1 non-agricultural credit societies and 3 other credit societies present within the village.

full credit

Pronunciation American British Australian Indian
E.g.
  • Eric Hollies deceived me and he deserves full credit."
  • Eventually in 2011, the Guild gave him full credit for the script of "Roman Holiday".
  • Arpita Paul gave full credit to the director for the realistic portrayal of her character.

no credit

Pronunciation American British Australian Indian
E.g.
  • Using the 0/100 rule, no credit is earned for an element of work until it is finished.
  • He also starred in "Demon Knight" at the beginning, as a hackman; he received no credit.
  • Smaller restaurants or small shops often accept only Debit Cards or cash but no credit cards.

songwriting credit

Pronunciation American British Australian Indian
E.g.
  • The songwriting credit shows Bob, not Bobby, Cochran.
  • Powell's first songwriting credit was a jingle for an Allstate commercial.
  • It is notable as the only song ABBA recorded to have a songwriting credit from Agnetha Fältskog.

claimed credit

Pronunciation American British Australian Indian
E.g.
  • Two years later Gary claimed credit for convincing Hampton to run.
  • Both Lennon and producer George Martin claimed credit for the idea.
  • Both local rebel groups and the al-Nusra Front claimed credit for the opposition advance.

first credit

Pronunciation American British Australian Indian
E.g.
  • His first credit was "The Price of Folly" (1937), based on his play.
  • Goldenwest was the first credit union in Utah to build its own facility.
  • He was responsible for the organizing of the world's first credit unions.

credit ratings

Pronunciation American British Australian Indian
E.g.
  • In 2004 Botswana was once again assigned "A" grade credit ratings by Moody's and Standard & Poor's.
  • Under these circumstances, creditors and consequently city governments place a high importance on city credit ratings.
  • Fitch, Moody's and Standard & Poor's credit ratings agencies downgraded Countrywide 1 or 2 grades, some to near "junk" status.

receive credit

Pronunciation American British Australian Indian
E.g.
  • A debate continues about who should receive credit for the discovery.
  • Lovecraft would later receive credit in the editor's note of the 1939 reprint.
  • Miller worked on the script (although he did not receive credit) to expand the role.

much credit

Pronunciation American British Australian Indian
E.g.
  • ... Any time you make a prediction like that people give you probably too much credit for it...
  • “Does Burns take too much credit for the seemingly substantial work he did on "Negro Digest" and "Ebony"?
  • While critics frequently assailed Clark's podium leadership, the musicians themselves were given much credit.

credit societies

Pronunciation American British Australian Indian
E.g.
  • In 1931 he made Roy Bergengren of the Credit Union National Association to present the value of co-operative credit societies.
  • Dhawade has no commercial banks or co-operative banks present within the village, but there are 1 agricultural credit societies, 1 non-agricultural credit societies and 3 other credit societies present within the village.
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